Contents

• 1. Chapter 1 1.1 Introduction of Profitability Ratio Page # 1
• 1.1.1 Introduction of Habib Bank Ltd Page # 2
• 1.1.2 Introduction of Askari Bank Ltd Page # 3
• 1.1.3 Introduction of Muslim Commercial Bank Page # 4
• 1.2 Objective Page # 5
• 1.3 Significance Page # 5
• 2. Chapter 2 Data Processing & Analyzing Page # 6
• 2.1 Data collection source Page # 6 2.2 Data Collection Tools Page # 6
• 2.3 Data Processing & Analysis Page # 6
• 3. Chapter 3 Profitability Ratios Analysis Page # 7
• 3.1 Introduction Page # 7
• 3.2 Definition Page # 7
• 3.3 Net Profit Margin Ratio Page # 8
• 3.3.1 Calculation for Net Profit Margin Ratio Page # 8
• 3.3.2 Graph Net Profit Margin Ratio Page # 9
• 3.3.3 Trend Analysis & Interpretation Page # 9
• 3.4 Return on Assets Page # 10
• 3.4.1 Working of Total Assets Page # 10
• 3.4.2 Calculation of Return on Assets Page # 11
• 3.4.3 Graph Return on Assets Page # 12
• 3.4.4 Trend Analysis & Interpretation Page # 12
• 3.5 DuPont Return on Assets Page # 13
• 3.5.1 Working of Total Assets Page # 13
• 3.5.2 Calculation of DuPont Return on Assets Page # 14
• 3.5.3 Graph Return on Assets Page # 15
• 3.5.4 Trend Analysis & Interpretation Page # 15
• 3.6 Operating Profit Margin Page # 16
• 3.6.1 Working of Operating Profit Page # 16
• 3.6.2 Calculation of Operating Profit Margin Page # 17
• 3.6.1 Graph Operating Profit Margin Page # 18
• 3.6.2 Trend Analysis & Interpretation Page # 18
• 3.7 Operating Assets Turnover Page # 19
• 3.7.1 Working of Operating Assets Page # 19
• 3.7.2 Calculation of Operating Assets Turnover Page # 20
• 3.7.3 Graph Operating Assets Turnover Page # 21
• 3.7.4 Trend Analysis & Interpretation Page # 21
• 3.8 Return on operating Assets Page # 22
• 3.8.1 Working of Operating Assets Page # 22
• 3.8.2 Calculation for Return on Operating Assets Page # 23
• 3.8.3 Graph Return on operating Assets Page # 24
• 3.8.4 Trend Analysis & Interpretation Page # 24
• 3.9 Sales to Fixed Assets Page # 25
• 3.9.1 Calculation for Sales to Fixed Assets Page # 25
• 3.9.2 Graph Sales to Fixed Assets Page # 26
• 3.9.3 Trend Analysis & Interpretation Page # 26
• 3.10 Return on Equity Page # 27
• 3.10.1 Calculation of Return on Equity Page # 27
• 3.10.2 Graph Return on Equity Page # 28
• 3.10.3 Trend Analysis & Interpretation Page # 28
• 3.11 Gross Profit Margin Page # 29
• 3.11.1 Calculation for Gross Profit Margin Page # 29
• 3.11.2 Graph Gross Profit Margin Page # 30
• 3.11.3 Trend Analysis & Interpretation Page # 30
• 4. Chapter 4 Conclusions’ & Recommendations’ Page # 31
• 4.1.1 Habib Bank Ltd Page # 31
• 4.1.2 Akari Bank Page # 31
• 4.1.3 Muslim Commercial Bank Page # 32
• 4.2 Recommendations’: Page # 33
• 4.2.1 Habib Bank Page # 33
• 4.2.2 Askari Bank Page # 34
• 4.2.3 Muslim Commercial Bank Page # 35
• 4.3 Bibliography Page # 36

Description

Banks of any country and economy plays a very vital role specially in mobilizing savings thus taking great part in capital formation process. Their roles in development of a country have increased, with the advent of modern technology. The intense competition, among banks, privatization of the financial institution and financial liberalization in general are gradually and continuously making the banking sector efficient and effective.
Because of the reasons above mentioned banking has always been the main field of interest for most of the students of business administration. When it comes to comparative study It is also an academic prerequisite to undergo project therefore the main purpose behind this project is partial fulfillment of requirements, for the degree of MBA. The project is categorized into the following chapters
In the first chapter brief introduction of the financial institutions, main Objectives and significance of the study are given.
The second chapter is about data collection techniques, resources and what are the steps taken to make them in the presentable form these all techniques are related to banking.
The third chapter is the major portion of the Project. We have calculated the profitability ratio for the given banks in the project the analysis of project and the findings, which have been observed. It includes the financial analysis. We will have also make trend analysis and graphical representation of the findings we have acquire from the Ratios that has been calculating. Interpretation and comparisons also included in this chapter.
The end of the report is about recommendations& limitation, conclusion and summary based on the analysis in chapter 4. It mainly focuses on the recommendations pertaining to management/administration, to let banks capitalize on the opportunities and overcome the weaknesses by using its strengths.
The main intention of the project is to learn, by working in practical milieu and to apply the knowledge acquired during the studies in a real world circumstances in order to tackle the problems. In this report the detailed analysis of the organization has been done and all the financial, technical, managerial and strategic aspects have been evaluated to analyze the current position of the organization.
The profitability ratios of bank are showing constructive signs for the future prospects of the bank. Same is the case with the turnover of assets which are showing that management is capably utilizing the assets of Bank in order to generate sales. Overall financial performances of Banks are adequate. The supportive materials regarding the financial situation of Banks are endowed with project.